Funding
A professional and comprehensive investment process scheme has been formulated and implemented,
which is applied to each project.
Schematic of the investment process:
preliminary
analysis
analysis
- Verification of minimum criteria
in-depth
analysis
analysis
- Meeting with management
- Competency assessment
DUE
DILIGENCE
DILIGENCE
- Legal due diligence
- Economic and financial analysis
- Verification of actual beneficiaries
structuring
- Preliminary decision of the Investment Committee
- Negotiations and Term Sheet
- Preparation of financial model and documentation
CLOSING
- Decision of the Investment Committee
- Signing of documents
- Establishment of securities
- Mobilization of funds
MONITORING
- Verification of financial results
- Monitoring of the project
- Possible corrective action or exit
CATEGORIES OF ACCEPTABLE PROJECTS
BUYING A PLOT OF LAND (UNDER PLAN/WITH WZ) FOR CONSTRUCTION PURPOSES
CONSTRUCTION OR EXPANSION OF COMMERCIAL FACILITIES (RETAIL PARKS)
REFINANCING OF EXPENSES INCURRED
REVITALIZATION OF TOWNHOUSES
REFINANCING OF LAND BANKS
OTHER
FORM OF FINANCING
Financing in the form of taking up a dedicated bond issue, providing a loan
Criteria
Amount of financing (PLN 2-50 million)
Financing up to 24 months
LTV: max. 50%
First-priority mortgage on highly liquid real estate (min. 150%)
Additional collaterals (pledges on shares, transfer of ownership, surety with a statement of submission to execution, assignments from insurance policy, etc.
No legal defects in the collateral property
An operative from a reputable appraiser only
Defined plans for repayment